ABOUT US "After being in the business for so long, we have a wealth of information and advice to offer our clients."   Our Management Our management team has over 25 years experience in the food and beverage industry and over 8 years working with various factoring and or pre-purchasing companies. Joyce Cromarty, owner and founder of JC Financial Services, has spent most of her life working within the food & beverage industry in one way or another. She spent more than 20 years as a restaurant owner / operator in both New York and Italy before going to work for the POS software company she had used in her restaurants. Joyce's job entailed installing the software and training the waiters and bartenders on how to use it. It was here that she discovered the world of cash advances, factoring and discounted pre-purchasing. It was then that she became involved in the business and has since spent her time advising clients and helping them obtain alternative funding.

HOW WE CAN HELP YOU! At JC Financial Services it is our aim to provide you with honest advice about the business of cash advances, factoring and unsecured funding. Let us educate you as to the pro's and con's of obtaining cash on your future credit card sales. In an effort to prevent your business from getting into trouble, it is very important to have a full understanding of the business itself and know what you are getting into before applying for funding. That is where we come in. We encourage you to call us and talk to one of our consultants so we can better advise you as to the best way to obtain funding for your specific type of business. Our experts are here to help educate you on the industry and advise you on making these important financial decisions, and besides you have nothing to loose but a couple of minutes. We pay close attention to the individual needs of our clients and like to work with each one on an personal basis. There are many contributing factors in determining the cash flow needs of your business. It is our business to guide you through the maze of 'alternative funding' and help you obtain the money you need through the  industry leaders for alternative funding for small and large businesses.

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